Technology Specifications
Posted in awareness, tech; tagged with Design, Payment Systems, Tech
Technology Specifications
As part of monitoring the payments ecosystem, we study technology systems that power payments landscape. Listed here is publicly available documentation related to payment systems / supporting infrastructure. If you find something missing that is a good addition, please let us know through contact and we will be glad to add to this library.
| S.No | Payment System | Specification | Archive | Comments |
|---|---|---|---|---|
| 1 | Unified Payments Interface | Spec 1.0 | Archive | V1.0 released in 2015. v2.0 in 2018 has not been made public |
| 2 | UPI - Deep linking Specification | Spec 1.6 | Archive | V1.6 released in Nov 2017, v2.0 with signature support has not been made pubic |
| 3 | Bharat Bill Payment System | Spec 13.0 | Archive | Effective V2 of BBPS, in 2019 |
| 4 | National Electronic Toll Collection | Spec 1.16 | Archive | NETC API Specification - 2018 |
| 5 | SFMS Messaging Standards | - | Archive | SFMS is messaging standard that Indian domestic financial messaging uses. |
| 6 | RTGS Messaging Standards | NG-RTGS Specifications | Archive | Released in 2013 Press Release |
| 7 | Cheque Truncation System Clearing house Interface | Spec 2.5 | As of July 2016 | |
| 8 | Micro ATM Standards | Ver 1.5.1 | Archive | As of 2013. |
| 9 | AePS Interface Specification | Ver 3.0.0 | Archive | As of June 2012. |
| 10 | IMPS - Interoperability Standards for Mobile Payments | V 1.10 | Archive | TeneT Group, September 2009. |
| 11 | IMPS - Interoperability Standards for Mobile Payments | V1. A1 | Archive | TeneT Group, November 2010. |
| 12 | Interface Specification of NCMC Ecosystem | Version 1.2 (Part IV to Part VII) | Archive | CDAC, Feb 2020 |
| 13 | ONMAGS - Online Mandate Approval Gateway System | V 4.2 | Archive | NPCI, May 2022. |